Mississippi Resturant Insurance



What is Restaurant Insurance?

Proper restaurant insurance for your Mississippi culinary masterpiece is as important to the future of your business as delicious food and good customer reviews. Running the day-to-day operations of a restaurant gives you plenty to worry about. You don’t need to add restaurant insurance coverage concerns to the list. After putting in so much work, OakTrust Insurance knows you don’t want your business to fail or lose profit due to an accident or property damage. That's where Mississippi restaurant insurance comes in. Restaurant insurance provides comprehensive financial protection against certain losses.

Who Needs Restaurant Insurance

All food and restaurant related businesses in Mississippi need some type of restaurant insurance to help them get back to working order should a coved loss happen. Examples of the different types of business that require restaurant insurance include:

Bars & Taverns
Food Trucks
Delicatessens and Sandwich shops
Ice Cream Parlors
Coffee shops
Catering Companies
Fast Food
Donut Shops
Pizza Resturant
Fine-Dining Resturants
Concession Stands

Why Do You Need Restaurant Insurance in Mississippi?

A restaurant is a risky place, with sharp cooking utensils, liquid spills, and hot surfaces, in addition to the risks common to all Mississippi businesses, such as theft and employee injury. For many restaurants, a single accident can be enough to seriously jeopardize its ability to stay in business. A restaurant insurance coverage plan from OakTrust Insurance can help combine all the insurance coverages you need in a customized policy plan to protect you against risks common to restaurants, helping your business succeed even when accidents occur.

What Does a Restaurant Insurance Policy Include?

As experts in restaurant insurance and risk management issues, OakTrust Insurance has built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include:

Food Spoilage and Contamination
Liquor Liability
Utility and Equipment Breakdown
Commercial Umbrella
Commercial Auto
Employment Practices Liability
Loss of Business Income
General Liability
Workers' Compensation
Cyber Liability
Business Property Coverage
Crime and Robbery
Signage and Sidewalk
Guest Property

OakTrust Insurance Offers Customizable Restaurant Insurance Coverage Options

OakTrust Insurance specializes in restaurant, hospitality, and food service insurance. We know that businesses in the food industry, from local hot spot restaurants to fine dining establishments, face a unique set of challenges and we have optimized our restaurant insurance to give you the right coverage to protect you from finical loss arising from claims against your restaurant and accidents. Our insurance agents will take the time to learn about your business and then curate an insurance policy tailored to your individual needs, without putting a strain on your budget. From contamination to employee theft, we will make sure you are properly covered.

For Free Restaurant Insurance Quote in Mississippi, Contact OakTrust Insurance

Whether you operate a food truck, own a donut shop, deliver pizzas locally or cater special events, you need the right insurance coverage to protect your Mississippi food service business. Call OakTrust Insurance today to learn more about restaurant insurance coverage in Mississippi.

If you’re ready to start a partnership with a restaurant insurance agency that is passionate about keeping your business properly covered, call OakTrust Insurance at  (228) 354-0877. For a free online restaurant insurance quote, fill out the quote form on our contact us page.


Biloxi Office

14507 Lemoyne Blvd
Biloxi MS 39532
Phone: (228) 354-0877
Map & Directions

Gautier Office

2012 US-90
Gautier MS 39553
Phone: (228) 471-0588
Map & Directions

Gulfport Office

2413 14th St
Gulfport MS 39501
Phone: (228) 863-2268
Map & Directions

Ocean Springs Office

2900 Government St
Ocean Springs MS 39564
Phone: (228) 354-0877
Map & Directions

Scroll to Top